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  • Loans

    Personal Loan

    Fund your travel with Axis Bank Personal Loan with zero foreclosure charges*

     

  • Loans

    Business Loan

    Providing quick and convenient financial solutions with zero foreclosure charges*



     

Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 15,00,000

Balance Transfer

Carry over existing loans from other banks to Axis Bank

Features and Benefits



You can start the process of applying for a Personal Loan in any of the following ways:

  • Online by click here.
  • In person at any Axis Bank Loan Center. To find the one closest to you, please click here.
  • By calling our Call Center at any of these numbers click here.

Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application is complete in all respects. The computation of 30 days shall starts from the day on which all documents required for a proper appraisal of the application are provided by the Customer to bank.

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

At Axis Bank, you can get a Personal Loan from Rs. 50,000 to Rs. 15 lakhs. Some of the factors we consider when deciding a loan amount are:

  • Your requirement and eligibility
  • Your income
  • Your repayment capacity

For more features of Axis Bank Personal Loans and details regarding eligibility, please click here

We offer you a flexible tenure ranging from 12 to 60 months. For more features of Axis Bank Personal Loans, please click here.

Yes, bank charge a non-refundable processing fee for every Personal Loan application. The processing charge to avail of an Axis Bank Personal Loan ranges between 1.5% to 2% of the loan amount plus GST as applicable.

There may be. To check the schedule of charges associated with transactions, please click here.

You may place request for Statement of Account or Repayment Schedule or Interest Certificate in either of the following ways:

  • By calling our Call Center at any of these numbers click here.
  • Visit www.axisbank.com/support
  • Download the Axis Mobile Application or log onto Internet Banking to get

    access to all account details pertaining to the loan.

  • SMS MBANK to 5676782 to download Axis Mobile App

You may repay your Personal Loan in any of the following three ways:

  • Standing Instruction(SI): This mode can be used if you have an existing Savings ,Salary or current account with Axis Bank. You may wish to open a savings account with Axis Bank to use this option. Your EMI amount will be debited automatically at the end of the monthly cycle from the Axis bank account you specify.
  • National Automated Clearing House(NACH): This mode can be used if you have a non- axis bank account and would like your EMI’s to be debited automatically at the end of the monthly cycle from this account. 

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies no charge for part prepayment.

You may update your mobile number and email address in either of the following ways:

Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check and clear any remaining amount that may be payable towards your Personal Loan by requesting a foreclosure statement from your nearest Axis Bank Loan Center.To find the one closest Loan center to you, please click here.


Once all outstanding dues have been cleared, please submit a foreclosure request at the Loan Center, and we will begin processing your request.


Currently, Axis Bank levies no charge for pre-closure of a Personal Loan account.

HAVE QUERIES?

  • What is the location and the timing of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

  • How do I foreclose my Personal Loan? Will there be any charge for the foreclosure?

Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear...

  • Can I make part-prepayment towards my Axis Bank Personal Loan? Will any charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies...

WHAT'S NEW ?

Burgundy Cake

Enjoy complimentary cake on your birthday

and up to 25% off* at select restaurants with Axis Bank Premium Cards

MAKE A RESERVATION

New Credit Card

Rs. 200 BookMyShow Voucher

& 10% Off* on Myntra, BookMyShow & more with Neo Credit Card. T&C.

APPLY NOW

Mutual-funds

When it comes to investing, simple is better

Register instantly. Find a Mutual Fund. Invest online

BUY NOW

Personal Loan Zero charges

Get Axis Bank Personal Loan

Starting from Rs. 50 thousand to Rs. 15 Lakhs

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