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Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 15,00,000

Balance Transfer

Carry over existing loans from other banks to Axis Bank

Axis eDGE Rewards

Earn reward points on taking a Personal Loan

Features and Benefits

Turn your dreams into reality with a personal loan . Take that vacation you have been delaying, or complete the home renovation that has been pending for over a year. With Axis Bank Personal Loan, you can achieve all your goals. What with a Personal Loan EMI Calculator at your disposal, you can calculate your monthly instalments way before you apply for a loan and have a definite estimate of your monthly payments well in advance. You will have to fulfil certain requirements to be eligible for a personal loan, the documents and eligibility criteria are mentioned below. So go ahead, get the personal loan and watch your dreams come true!

Personal Loan Eligibility

Individuals who can take a Personal Loan

  • Salaried Employees
    • Salaried doctors
    • Employees of Public and private limited companies
    • Public and private limited companies
    • Government sector employees including Public Sector Undertakings and central and local bodies
  • Minimum age of 21 years
  • Maximum age of 60 years at loan maturity
  • Minimum net monthly income – Rs. 15,000

Keep your documents ready

Documents required for Personal Loan

  • Application form
  • Photograph
  • Age proof
  • ID proof
  • Income proof
  • Bank statement
  • Residence proof
  • Signature verification proof

Post-sanction / pre-disbursement documentation

  • Loan Agreement duly signed
  • Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS

Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

HAVE QUERIES?

  • What is the location and the timing of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here.

  • What is the turn around time for decisioning a Personal Loan application?

Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application...

  • Can I make part-prepayment towards my Axis Bank Personal Loan? Will any charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies...

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