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Super Saver Home Loan Calculator

The Super Saver home loan from Axis Bank is a unique financing solution that helps you save on the total interest payable on home loan by parking any surplus funds with us. After the loan is disbursed, any amount deposited in the Super Saver account by you shall reduce the principal outstanding and you will be charged interest on net principal outstanding i.e. loan amount outstanding minus any excess funds parked in the account.

With EMI (Equated Monthly Installments) you can limit reduction amount by calculating EMI with PMT format, breaking EMI into principal & interest component each month and that principal component is the monthly limit reduction amount. Under EPA (Equated Principal Amortization), get the limit reduction amount by dividing the Outstanding Drawing Power with Outstanding loan tenure in months. You can choose between EMI or EPA based on limit reduction options while parking surplus funds in the Super Saver home loan and save more.

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    Loan Amt (`)

    ROI for Super Saver (%)

    Tenure (Months)

    Monthly Deposit (`)

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    Super Saver Savings vis-a-vis Term Loan

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    Actual Interest Paid

    Super Saver `90,48,922
    Term Loan `90,48,922
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Disclaimer : These calculators are provided for representational purposes only. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to circumstances. All loans are at the sole discretion of Axis Bank Ltd.