We understand your business needs and will provide you with bespoke services for your financing requirements. We can provide finance to support you for improving your cash-flow, refinancing existing debt, buying assets, funding acquisitions and buyouts and a range of other requirements. We also offer working capital finance by way of overdraft or working capital loans that are suitably structured to your needs and your risk profile.


Features &

Features & Benefits

Axis Bank IBU offers term loans and short-term loan

  • imgExternal Commercial Borrowing (ECB) – Entities based in India can now raise long term foreign currency funds
  • imgForeign Currency Term Loan - Non-resident entities (limited to Joint Ventures and Wholly owned subsidiaries of Indian corporates) can also now raise long term foreign currency funds.
  • imgOverdraft facility for working capital requirements and Working Capital Demand Loans
  • imgRevolving credit facility
  • imgLoans against deposits
  • imgDiscounting of SBLC extended by Indian entities to extend secured financing to their overseas subsidiaries

Other Benefits

  • imgLoans structured to match your specific business need
  • imgOffer origination, structuring and execution of debt transactions
  • imgCompetitive interest rates
  • imgFlexible repayment options to meet your organisation’s cash flows
  • imgServices for syndication of loans to a wide spectrum of financial institutions
  • imgExtending ECB for Capex, Overseas Acquisition, Project Funding
  • imgStandardised features as per FEMA / ECB guidelines
  • imgAxis, IBU is one of the largest player in underwriting and syndicating lending facilities

Fee &

Fee & Charges

Interest rate is not uniform and depends on the following factors:

  • Tenure of the facility
  • Currency of the loan
  • External / Internal credit rating of the borrower
  • Security coverage.

Eligibility &

Eligibility & Documentation

Eligibility and documentation are dependent on the nature of transaction and in line with the loan agreement. Please contact your Relationship Manager/ IBU Branch.


Product offering is subject to certain eligibility criteria as per the Bank's internal policy and is subject to the Bank's discretion.