Axis Bank factoring solutions enable Corporates to convert their receivables into cash with the Bank purchasing the Corporate’s receivables. This allows Corporates to manage debtor credit risk and get paid early for the supplies made to its customers.


Features &

Features & Benefits

  • Features:
  • imgAPI enabled communication system with Corporate ERP
  • imgFlexible financial solution
  • imgReduces credit risk
  • Benefits to Seller
  • imgImproves cash flow
  • imgImproves credit rating
  • imgImproves supplier discounts
  • imgReleases working capital for other business needs
  • imgShifts focus from cash flows to the growth of business
  • imgEfficient management of receivables

How it works?

Bank sets up an arrangement for Corporate and its Buyers
Corporate sells goods/renders services and raises an invoice for the supplies and approaches the bank to purchase receivables
Bank purchases /factors receivable and remits proceeds to Seller's working capital account
Maturity proceeds received from Buyers are used to settle the transaction


Product offering is subject to certain eligibility criteria as per the Bank's internal policy and is subject to the Bank's discretion.