Fees & Charges for Corporate Card with Individual Liability

There are a certain set of fees and charges applicable for the issuance of the Corporate Card with Individual Liability which include a standard joining fee and an annual fee among others. Please refer to the information provided below for further information.

Charges	Corporate
Charges
	Corporate Liability	Individual Liability
Standard Joining Fee	As agreed with company	As agreed with company
Standard Annual Fee	As agreed with company	As agreed with company
Standard Add-on Card Joining Fee	NA	Nil
Standard Add-on Card Annual Fee	NA	Nil
Finance Charges (Retail Purchases)	NA	2.95% Per month (41.75% per annum)
Fee for Cash Payment	Nil	Rs. 100/-
Card Replacement (lost or stolen or re-issue)	Nil	Nil
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Services(GCAS)	As per VISA Global Customer Assistance Services (GCAS)
Duplicate Statement Fee	Waived	Waived
Overdue Penalty or Late Payment Fee	3% of the total amount due(Min. Rs. 350)	Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000 Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty	3% of the Overlimit Amount (Min Rs. 300)	3% of the Overlimit Amount (Min Rs. 500)
Charge slip Retrieval Fee or Copy Request Fee	Rs. 200	Rs. 200
Outstation Cheque Fee	Waived	Waived
Cheque return or dishonour Fee or Auto debit Reversal Bank A/c out of Funds	Rs. 300	Rs. 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge	1% of transaction amount (Refunded for fuel transactions between ₹ 400 and ₹ 4000)	1% of transaction amount (Refunded for fuel transactions between ₹ 400 and ₹ 4000)
Foreign Currency Transaction Fee	3.5% of the transaction value	3.5% of the transaction value
Mobile Alerts for Transactions	Waived	Waived
Hotlisting Charges	Nil	Nil
Balance Enquiry Charges	Waived	Waived