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Commercial Credit Cards

Corporate Card with Individual Liability

One top solution for official expenses for travel and entertainment providing better control and visibility


Airport Lounge Access

Complimentary lounge access at select airports in India

Choice of Liability

Choose between Corporate Liability and Individual Liability

Customised Card

Fourth line embossing of the company's name

Unique MIS

Management Information System to help keep track of every transaction

Features and Benefits

Charges Corporate
Corporate Liability Individual Liability
Standard Joining Fee As agreed with company As agreed with company
Standard Annual Fee As agreed with company As agreed with company
Standard Add-on Card Joining Fee NA Nil
Standard Add-on Card Annual Fee NA Nil
Finance Charges (Retail Purchases) NA 2.95% Per month (41.75% per annum)
Fee for Cash Payment Nil Rs. 100/-
Card Replacement (lost or stolen or re-issue) Nil Nil
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services(GCAS) As per VISA Global Customer Assistance Services(GCAS)
Duplicate Statement Fee Waived Waived
Overdue Penalty or Late Payment Fee 3% of the total amount due(Min. Rs. 350)
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the Overlimit Amount (Min Rs. 300) 3% of the Overlimit Amount (Min Rs. 500)
Chargeslip Retrieval Fee or Copy Request Fee Rs 200 Rs 200
Outstation Cheque Fee Waived Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs. 300 Rs. 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge 1% of transaction amount (Refunded for fuel transactions between  ₹400 and ₹4000) 1% of transaction amount (Refunded for fuel transactions between  ₹400 and ₹4000)
Foreign Currency Transaction Fee 3.5% of the transaction value 3.5% of the transaction value
Mobile Alerts for Transactions Waived Waived
Hotlisting Charges Nil Nil
Balance Enquiry Charges Waived Waived





















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