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Credit Cards

Miles & More Credit Card

Make the most of your travel with unlimited award miles and
exciting products to redeem them

Dual Benefits

Reap benefits of both, being a Miles & More Axis Bank Credit Cardholder and a Miles & More member

Award Miles Program

Earn unlimited miles on eligible spends

High Security

Unrivalled safety with EMV certified chip credit card

Automatic Bill Pay

Initiate standing instructions to ensure that your utility bills are paid on time

Features and Benefits

With your first transaction, get a welcome gift of award miles and earn additional award miles on ALL your eligible spends*

Description World Select Card World Card
Welcome Bonus on first transaction 15,000 Miles 5,000 Miles
Annual Bonus Miles 4,000 Miles 3,000 Miles
Miles for every Rs. 200 of eligible* spends 6 Miles 4 Miles
Miles for every Rs. 200 for spends on movie bookings 20 Miles 20 Miles

*Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals, interest charges, EMI transactions, transactions identified under Merchant Category Code of Fuel

Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.

Total Miles* earned in a year
Monthly Spend (in Rs.) World Select Card World Card
Activation Welcome Miles 15,000 5,000
Annual Miles on Renewal 4,000 3,000
Spend Linked Miles 1,00,000 36,000 24,000
Total Miles 55,000 32,000

*For illustration purpose only, actual miles earned will depend on spends and payment of joining and annual fees.

Terms and conditions apply

While the Miles & More Axis Bank Credit Card is in use, award miles will never expire. Accumulate miles and enjoy benefits like award flights, a stay in a luxury resort or a dream vacation.

To ensure that miles never expire:

  • Be a Miles & More Credit Card holder for at least 3 months
  • Make at least 1 miles-related purchase every month with the Miles & More Credit Card by Axis Bank

Terms and conditions apply

Redeem accumulated miles in numerous ways, such as:

  • Flights and Upgrades:
    • Book flights with all the Star Alliance airline partners and the other Miles & More airline partners
    • Upgrade an already booked air ticket to a higher class of service with Condor and many Star Alliance partners
  • Hotels:
    Spend miles on accommodation in premium hotels and dream resorts
  • Shopping:
    Redeem miles at our partner stores or choose from our wide range of online partners
  • Car rentals:
    Spend award miles on car rentals
  • A good cause:
    With award miles, enable a child to go to school, or ensure the care of an orphaned child, or replant forests

To find out more, please click here

Terms and conditions apply

  • Credit card is enabled with a chip and PIN facility, offering unrivalled protection
  • Chip is capable of storing and transacting data in an encrypted format and is encrypted with a PIN that is only known to the cardholder

How to use a CHIP and PIN card:
Just like a magnetic stripe card, the CHIP and PIN enabled credit card too can be used at the merchant’s payment terminals directly. Instead of swiping the card, merchants need to ‘Dip’ your card into a CHIP reader slot.

Paying through CHIP and PIN enabled Credit Card is a 3-step process:

  • Dip/Swipe your card
  • Enter your ATM PIN
  • Sign on charge slip

Enrol for auto-debit and pay Axis Bank Credit Card bills from any other bank account. Download the ECS forms (Part A and Part B) and send the completely filled forms through post to the address mentioned on the form.

ECS Form Part A

ECS Form Part B

Initiate a simple standing instruction on the credit card to make utility bill payments through the Axis Bank Bill Pay service and ensure all bills are paid on time every month
To know more details, please call the customer service on 1800 209 5577 / 1800 103 5577

List Of Billers

Feature Miles & More World Select Card Miles & More World Credit Card
Lost Card Liability Cover Rs. 6,00,000 Rs. 4,00,000
Personal Accident (Air Accident Only) Rs. 4,50,00,000 Rs. 2,50,00,000
Credit Shield Rs. 5,00,000 Rs. 1,00,000
Checked Baggage Loss USD 500 USD 500
Baggage Delay USD 500 USD 300
Loss of Baggage and Personal Documents USD 500 USD 300
Terms and conditions apply

Priority Pass Lounge Access

Complimentary membership to Priority Pass and access to over 1000 airport lounges across the globe.
Lounge visits are subject to per person per visit charge. 
All such visits, including those by accompanying guests, shall be debited to the cardholder's credit card by Axis Bank as per the rates and terms notified by Axis Bank.

Terms & conditions apply

Complimentary access to select MasterCard lounges and complimentary Priority Pass membership for lounges all over the world

On your Axis Bank Miles and More World Credit Card, you can avail 2 complimentary visits* to Priority Pass lounges in a year.

On your Axis Bank Miles and More World Select Credit Card, you can avail 4 complimentary visits* to Priority Pass lounges in a year.

*For the primary cardholder only.

To avail the Priority Pass on the Miles and More Credit Card simply sign, scan and email the form to

Click here to download the Form.


MasterCard Lounge Access

Complimentary access to MasterCard Lounges in India

Program Terms & Conditions

  • There are 8 complimentary visits applicable per quarter for Miles & More World Select Credit Card holders and 4 complimentary visits per quarter applicable for Miles & More World Credit Cardholders.
  • The program is available at the following airport lounges in India

    List of Lounges
    City Lounge Name Airport terminal Location Landmark
    Ahmedabad Port International P.K Hospitality services Pvt. Ltd. International Airport (T-2), 1st Floor, New Airport Road, Sardarnagar,Ahmedabad-380003 Airside- proceed through the ITB departure gate, straight up to the Immigration counter and turn left
    Bangalore Above Ground Level Domestic Mezzanine Level, Domestic Departure, Terminal 1 Airside - after Security Checks
    Bangalore Plaza Premium Domestic Domestic Departure Terminal, Terminal 1, Mezzanine Level  Next to Gate 2
    Bangalore Above Ground Level International Level 1, Near Gate 1, International Departure, Terminal 1 Near Gate 18
    Bangalore Plaza Premium International International Departures, Terminal 1, Level 1  Near gate no 17 
    Bhubaneswar Mayfair Domestic Biju Patnaik Airport, Mayfair lounge, Inside common enclosure area, the Lounge is located on the Ground Floor. Odisha - 751020 Between the Arrival and Departure halls
    Chennai TFS Domestic Travel Club Lounge, 3rd floor, SHA Kamraj, Domestic terminal, Chennai airport, Chennai-27 Gate 5
    Chennai TFS International Travel Club Lounge, Old International terminal building, 1st Floor, Anna international terminal, Chennai airport, Chennai -27 Gate no. 14
    Chennai TFS New International Travel Club Lounge, New international terminal building, 3rd Floor, Anna International Terminal, Chennai airport, Chennai -27 Opposite Gate 7
    Cochin Earth Domestic Cochin Domestic Airport, Opp. CIAL, Nedumbassery, Ground Floor Cochin - 683572, Kerala. Nearby Check-in Counter
    Cochin Earth International Cochin International Airport, Opp. CIAL, 2nd Floor Nedumbassery, Cochin - 683572, Kerala. Airside - after Security Checks and Passport Control.
    Delhi Plaza Premium Domestic T1D T1 D, Level 02, Mezzanine Level, Terminal 1, Domestic Departures, Indira Gandhi International Airport, Palam, New Delhi, Delhi 110037 Left hand side of the Mezzanine Level
    Delhi Plaza Premium Domestic T3 Mezzanine Level, Terminal 3, International Departures, Indira Gandhi International Airport, New Delhi. Via F/G Gate
    Delhi ITC  International  Airside - in the main departure lounge on Level 3. Follow signs 'Lounges A' and take the escalators up to where the Lounge is located. Level-3
    Delhi Plaza Premium (A) International T3 Level 03, Lounges A, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi. Above Duty Free
    Delhi Plaza Premium (B) International Terminal 3 Level 4, Lounges B, International Departures, Terminal 3, Indira Gandhi International Airport, New Delhi. Right from Guardian pharmacy and take elevator to level 4
    Goa Port Domestic P K hospitality Pvt ltd., Dabolim Airport, South Goa Golden Chariot Restaurant, 3rd Floor Pincode-403801 Gate no 1
    Goa Port International P K hospitality Pvt ltd., International Terminal, Dabolim Airport, South Goa Golden chariot Restaurant,3rd Floor Pincode-403801 Gate no 2
    Hyderabad Plaza Premium Domestic Level E, Domestic Departures, Rajiv Gandhi International Airport (near Gate 28), Hyderabad. Near Gate no 28
    Hyderabad Plaza Premium International Level E, International Departures, Rajiv Gandhi International Airport (near Gate 32 A/B), Hyderabad. Near Gate 32A
    Jaipur Club One Class International T2 Club One Class Lounge, After SHA, 1st floor, Jaipur International Airport Airports Authority Of India, Civil Airport, Sanganer 1ST Floor, Next to Escalator
    Kolkata  TFS Domestic Mezzanine Level, Domestic Terminal, Netaji Subhash Chandra Bose, Domestic Airport, Kolkata Gate no 22, 23
    Kolkata  TFS International International Terminal, Netaji Subhash Chandra Bose, International Airport, Kolkata Near Gate no 10,11
    Mumbai Good Times Domestic Terminal 1 B, after security hold area, Basement area, Mumbai airport Between gate no 1-20, Opposite  Book store & Croma stores
    Mumbai Travel Club Domestic Departure, T2 Travel Club Lounge, SHA,
    Terminal 2, Chhatrapati Shivaji International Airport, Mumbai-400099.
    Near Gate No. 45
    Mumbai Clipper International Departures side Chhatrapati Shivaji International Airport, T2, Level-3 Mumbai, Maharashtra 400099. (This is not the Lounge at the Domestic Departure side of T2) Opposite gate no 14
    Pune Port Domestic P.K. hospitality Pvt Ltd. Port Lounge Restaurant And snacks bar, 1st Floor,  Civil Airport, Lohegaon Pune-411032 Near Departure Gates, After Security Hold Area
    Pune Port International P.K. hospitality Pvt Ltd. Port Lounge Restaurant And snacks bar, 1st Floor,  Civil Airport, Lohegaon Pune-411032 Airside - after Security Check, take the lift or stairs 
    *Lounge effective from 7th January 2017 till 31st December 2018
    The lounges available under the program are subject to change from time to time.

Assistance on Flight bookings, Table reservations, exclusive events/shows, gift deliveries and so much more. Experience a world of luxury with a dedicated concierge desk, now just a phone-call away. Click here for details.

Indulge in delectable cuisine with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India

Click here for the most updated list of Restaurants affiliated to the ‘Dining Delights’ program

1% surcharge refund on fuel transactions between Rs.400 and Rs. 4000 at all petrol pumps in India.

Savings on fuel with this card:

Petrol Surcharge Waiver Monthly Savings Annual Savings
Monthly fuel usage @ Rs. 10,000 Rs. 100 Rs. 1,200

The information given in the value offering is based on certain assumptions and is for illustration purpose only. Actual savings will depend on the usage pattern of a particular cardholder.

No Award Miles are earned on fuel transactions made using your Miles & More Axis Bank Credit Card. No refund shall be provided for Service Tax charged on the surcharge.

On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here

Please click here for the Terms and Conditions


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