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Check Rates
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- FIXED DEPOSIT
  
  Domestic Fixed Deposits
  
  General (1 year < 13 months)
  
  Sr. Citizen (1 year < 13 months)
  
  Less than 1Cr
  
  7.10%
  
  7.75%
  
  1Cr to Less than 5Cr
  
  7.30%
  
  7.95%
  
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  NRI Fixed Deposits
  
  NRO (1 year < 13 months)
  
  NRE (1 year < 13 months)
  
  Less than 1Cr
  
  7.10%
  
  7.10%
  
  1Cr to Less than 5Cr
  
  7.30%
  
  7.30%
  
  Know More
- LOANS
  
  Home (Upto Rs 30 Lac) (Floating)
  
  Loan Against Property (Floating)
  
  Personal
  
  New Car
  
  MCLR+0.00% - 8.50%* p.a
  
  11.0% - 12.10%* p.a
  
  15.5% - 24%
  
  9.25% - 11.50%
  
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- SAVINGS ACCOUNT
  
  3.5% - 4%
  
  Know More
- FOREIGN CURRENCY EXCHANGE RATE
  
  Know More
- MCLR
  
  KNOW MORE
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eDGE Loyalty Rewards

Credit Cards

Miles & More Credit Card

Make the most of your travel with unlimited award miles and
exciting products to redeem them

APPLY ONLINE VIEW OFFERS

Dual Benefits

Reap benefits of both, being a Miles & More Axis Bank Credit Cardholder and a Miles & More member

Award Miles Program

Earn unlimited miles on eligible spends

High Security

Unrivalled safety with EMV certified chip credit card

Automatic Bill Pay

Initiate standing instructions to ensure that your utility bills are paid on time

Features and Benefits

Charges	Axis Bank Miles and More Select Credit Card	Axis Bank Miles and More World Credit Card
Standard Joining Fee	10,000	3,500
Standard Annual Fee	4,500	3,500
Standard Add-on Card Joining Fee	Nil	Nil
Standard Add-on Card Annual Fee	Nil	Nil
Finance Charges (Retail Purchases & Cash)	2.95% per month (41.75% per annum)	2.95% per month (41.75% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs 250) of the Cash Amount	2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment	Rs. 100/-	Rs. 100/-
Card Replacement (lost or stolen or re-issue)	Waived	Waived
Duplicate Statement Fee	Waived	Waived
Overdue Penalty or Late Payment Fee	Rs. 300 if Total Payment Due is up to Rs. 2000	Rs. 300 if Total Payment Due is up to Rs. 2000
	Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000	Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
	Rs. 600 if Total Payment Due is Rs. 5001 or more	Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty	3% of the overlimit amount (Min. Rs 500)	3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee	Waived	Waived
Outstation Cheque Fee	Waived	Waived
Cheque return or dishonour Fee or Auto-debit Reversal	Rs 300	Rs 300
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC/Indian Railways	As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge	1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)	1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee	3.50% of the transaction value	3.50% of the transaction value
Mobile Alerts for Transactions	Waived	Waived
Hotlisting Charges	Waived	Waived
Balance Enquiry Charges	Waived	Waived

Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.

The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.