| Charges |
Axis Bank Miles and More World Credit Card |
Axis Bank Miles and More Select Credit Card |
| Standard Joining Fee |
Rs.3,500 + GST |
Rs.10,000 + GST |
| Standard Annual Fee (2nd year onwards) |
Rs.3,500 + GST |
Rs.4,500 + GST |
| Standard Add-on Card Joining Fee |
Nil |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
Nil |
| Finance Charges (Retail Purchases & Cash) |
3.6% per month (52.86% per annum) |
3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs. 500) of the Cash Amount |
2.5% (Min. Rs. 500) of the Cash Amount |
| Fee for Cash Payment |
Rs. 100/- |
Rs. 100/- |
| Card Replacement |
Rs. 100 |
Rs. 100 |
| Duplicate Statement Fee |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
Nil, If the amount is upto Rs. 300 |
Nil, If the amount is upto Rs. 300 |
| Rs. 100 if Total Payment Due is between Rs.301- Rs. 500 |
Rs. 100 if Total Payment Due is between Rs.301- Rs. 500 |
| Rs. 500 if Total Payment Due is between Rs. 501 - Rs.1000 |
Rs. 500 if Total Payment Due is between Rs. 501 - Rs.1000 |
| Rs. 500 if Total Payment Due is between Rs. 1001 - Rs.10,000 |
Rs. 500 if Total Payment Due is between Rs. 1001 - Rs.10,000 |
| Rs. 750 if Total Payment Due is between Rs. 10,001 - Rs.25,000 |
Rs. 750 if Total Payment Due is between Rs. 10,001 - Rs.25,000 |
| Rs. 1000 if Total Payment Due is between Rs. 25,001 - Rs.50,000 |
Rs. 1000 if Total Payment Due is between Rs. 25,001 - Rs.50,000 |
| Rs. 1000 if total payment due is greater than Rs.50,000 |
Rs. 1000 if total payment due is greater than Rs.50,000 |
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs. 500) |
2.5% of the overlimit amount (Min. Rs. 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
| Outstation Cheque Fee |
Waived |
Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal |
2% of the payment amount subject to minimum Rs.450 |
2% of the payment amount subject to minimum Rs.450 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC / Indian Railways |
As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
| Hotlisting Charges |
Waived |
Waived |
| Balance Enquiry Charges |
Waived |
Waived |
