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Credit Cards

Miles & More Credit Card

Make the most of your travel with unlimited award miles and
exciting products to redeem them

Dual Benefits

Reap benefits of both, being a Miles & More Axis Bank Credit Cardholder and a Miles & More member

Award Miles Program

Earn unlimited miles on eligible spends

High Security

Unrivalled safety with EMV certified chip credit card

Automatic Bill Pay

Initiate standing instructions to ensure that your utility bills are paid on time

Features and Benefits

Charges World Select Card World Card
Standard Joining Fee 10,000 3,500
Standard Annual Fee 4,500 3,500
Standard Add-on Card Joining Fee Nil Nil
Standard Add-on Card Annual Fee Nil Nil
Finance Charges (Retail Purchases & Cash) 2.95% per month (41.75% per annum) 2.95% per month (41.75% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment Rs. 100/- Rs. 100/-
Card Replacement (lost or stolen or re-issue) Waived Waived
Duplicate Statement Fee Waived Waived
Overdue Penalty or Late Payment Fee Rs. 300 if Total Payment Due is up to Rs. 2000 Rs. 300 if Total Payment Due is up to Rs. 2000
Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000 Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
Rs. 600 if Total Payment Due is Rs. 5001 or more Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee Waived Waived
Outstation Cheque Fee Waived Waived
Cheque return or dishonour Fee or Auto-debit Reversal Rs 300 Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 5000) 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 5000)
Foreign Currency Transaction Fee 3.50% of the transaction value 3.50% of the transaction value
Mobile Alerts for Transactions Waived Waived
Hotlisting Charges Waived Waived
Balance Enquiry Charges Waived Waived

Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.

The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.







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