| MY Wings Credit Card |
Charges |
| Joining Fee |
Rs. 1200/-
|
| Annual Fee |
1st Year: Nil
2nd Year onwards: Rs. 500
|
| Add-on Card Joining Fee |
Nil |
| Add-on Card Annual Fee |
Nil |
| Card Replacement Fee (lost or stolen or re-issue) |
Rs. 100 |
| Cash Payment Fee |
Rs. 100/- |
|
Duplicate Statement Fee
|
Waived
|
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Mobile Alerts for Transactions |
Free |
| Hotlisting Charges |
Nil |
| Balance Enquiry Charges |
Waived |
| Finance Charges (Retail Purchases & Cash) |
3.40% per month (49.96% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 500) of the Cash Amount |
| Overdue Penalty or Late Payment Fee |
- Nil if total payment Due is up to Rs. 300
- Rs. 100 if total payment due is between Rs. 301 and Rs. 500
- Rs.500 if total payment due is between Rs. 501 and Rs.1000
- Rs. 750 if total payment due is between Rs.1001 and Rs.10,000
- Rs. 950 if total payment due is between Rs.10,001 and Rs.25,000
- Rs. 1000 if total payment due is between Rs.25,001 and Rs.50,000
- Rs. 1200 if total payment due is greater than Rs.50,000
|
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal |
2% of the payment amount subject to Min. Rs.450 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Reward Point Redemption fee |
Nil |
| GST |
As per existing Government norms |
