MY Wings Credit Card - Fees and Charges

Fixed Deposits Open FD

Domestic Fixed Deposits

Domestic General
(1Yr < 1Yr 5 days)
5.15%
Less than 2Cr
4.00%
2Cr to Less than 5Cr

Domestic General
(2Yr < 30Mts)
5.40%
Less than 2Cr
4.25%
2Cr to Less than 5Cr

Domestic Sr. Citizen
(1Yr < 1Yr 5 days)
5.80%
Less than 2Cr
4.65%
2Cr to Less than 5Cr

Domestic Sr. Citizen
(2Yr < 30Mts)
6.05%
Less than 2Cr
4.90%
2Cr to Less than 5Cr

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NRE
(1Yr days < 1Yr 5 days)
5.15%
Less than 2Cr
4.00%
2Cr to Less than 5Cr

NRE
(2Yr < 30Mts)
5.40%
Less than 2Cr
4.25%
2Cr to Less than 5Cr

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Loans

Home(Floating)
Upto 8.55% p.a Know More
Loan Against Property (Floating)
Upto 11.25%* p.a Know More
Personal
15.5% - 24% Know More
New Car
9.25% - 11.50%Know More

MCLR

Tenor
MCLR %
Overnight
7.30%
One month
7.30%
Three month
7.40%
Six month
7.45%
One year
7.50%
Two year
7.60%
Three year
7.65%

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Savings Account

3.0% - 4.0% Know More

Foreign Currency Exchange Rate

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My Wings Credit Card

Travel smart with a credit card that has special
features across air, railway and road travel

Travel smart with a credit card that has special features across air, railway and road travel

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Fees and charges for My Wings Credit Card are applicable for all the card holders. My Wings Credit Card fees is applicable annually, on joining and for cash payment while the others are waived.

MY Wings Credit Card	Charges
Joining Fee	Rs. 1200/-
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee (lost or stolen or re-issue)	Waived
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Chargeslip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	2.95% per month (46.78% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs 500) of the Cash Amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is upto Rs. 100 Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300 Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000 Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000 Rs. 600 if Total Payment Due is between Rs. 5001 - Rs. 2000 Rs. 700 if Total Payment Due is Rs. 20001 and above
Over Limit Penalty	3% of the overlimit amount (Min. Rs 500)
Cheque return or dishonour Fee or Auto-debit Reversal	Rs. 300/-
Surcharge on purchase or cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	Nil
GST	As per existing Government norms

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Recharge & Pay Bills

Investments

Pay Taxes

Overdue Payments

Online Banking

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NextGen Banking

Phone Banking

Retail

NRI

Agri & Rural

Internet Banking

Personal

Corporate

CMS and Payment Solution

Cards

Power Access

Remit Money

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Fees and charges for My Wings Credit Card

A credit card which is easy on your pocket

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A credit card which is
easy on your pocket