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Credit Cards

MY Wings Credit Card

Travel smart with a credit card that has special features across air,
railway and road travel

Complimentary Flight Tickets

2, base fare flight tickets

Hotel and Holiday Vouchers

Worth Rs. 10,000

Airport Lounge Access

Enjoy complimentary access to select airport lounges

Cashback Offers

On domestic flights, tickets booked on www.irctc.com, bus tickets, and car rentals

x x

Features and Benefits

MY Wings Credit Card Charges
Joining Fee Rs. 1200/-
Annual Fee

1st Year:

2nd Year onwards:

Nil

Rs. 500

Add-on Card Joining Fee Nil
Add-on Card Annual Fee Nil
Card Replacement Fee(lost or stolen or re-issue) Waived
Cash Payment Fee Rs. 100/-
Duplicate Statement Fee Waived
Chargeslip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Mobile Alerts for Transactions Free
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Finance Charges (Retail Purchases & Cash) 2.95% per month(46.78% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount
Overdue Penalty or Late Payment Fee
  • Nil if Total Payment Due is upto Rs. 100
  • Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300
  • Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000
  • Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000
  • Rs. 600 if Total Payment Due is between Rs. 5001 - Rs. 20000
  • Rs. 700 if Total Payment Due is Rs. 20001 and above
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500)
Cheque return or dishonour Fee or Auto-debit Reversal Rs. 300/-
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge Transaction 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee 3.50% of the transaction value
Reward Point Redemption fee NIL
GST As per existing Government norms






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