Signature Credit card with Lifestyle Benefits |
Charges |
Standard Joining Fee |
Rs. 5000 (Special invitation price – Rs. 3000)
|
Standard Annual Fee (2nd year onwards) |
Rs. 3000 (Waived on achievement of spends threshold of Rs. 3 Lakhs in the preceding year)
|
Standard Add-on Card Joining Fee |
Nil |
Standard Add-on Card Annual Fee |
Nil |
Membership to the Priority Pass Program for Primary Cardholder |
Complimentary |
Membership to the Priority Pass Program for Add-On customer |
USD 99 |
Finance Charges (Retail Purchases & Cash) |
3.40% per month (49.36% per annum) |
Cash Withdrawal Fees |
2.5% (Min. Rs. 250) of the Cash Amount |
Fee for Cash Payment |
Rs. 100/- |
Card Replacement |
Nil |
Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
Duplicate Statement Fee |
Waived |
Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
|
Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs. 500) |
Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
Outstation Cheque Fee |
Waived |
Cheque return or dishonor fee or auto-debit reversal |
2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,524 |
Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
Foreign Currency Transaction Fee |
3.50% of the transaction value |
Mobile Alerts for Transactions |
Waived |
Hotlisting Charges |
Waived |
Balance Enquiry Charges |
Waived |
Reward Redemption fee |
Waived
|