| Signature Credit card with Lifestyle Benefits |
Charges |
| Standard Joining Fee |
Rs. 5000 (Special invitation price – Rs. 3000)
|
| Standard Annual Fee (2nd year onwards) |
Rs. 3000 (Waived on achievement of spends threshold of Rs. 3 Lakhs in the preceding year)
|
| Standard Add-on Card Joining Fee |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
| Membership to the Priority Pass Program for Primary Cardholder |
Complimentary |
| Membership to the Priority Pass Program for Add-On customer |
USD 99 |
| Finance Charges (Retail Purchases & Cash) |
3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs. 250) of the Cash Amount |
| Fee for Cash Payment |
Rs. 100/- |
| Card Replacement |
Rs. 100/- |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
- Nil if Total Payment Due is up to Rs. 300
- Rs. 100 if total payment due is between Rs. 301 - Rs. 500
- Rs. 500 if total payment due is between Rs. 501 - Rs. 1,000
- Rs. 500 if total payment due is between Rs. 1,001 - Rs. 10,000
- Rs. 750 if total payment due is between Rs. 10,001 - Rs. 25,000
- Rs. 1000 if total payment due is between Rs. 25,001 and 50,000
- Rs. 1000 if total payment due is greater than Rs.50,000
|
| Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonor fee or auto-debit reversal |
2% of the payment amount subject to min. Rs. 450 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Waived |
| Balance Enquiry Charges |
Waived |
