| Mandatory Documents |
| Application Form |
| PAN Card |
|
| Proof of Identity |
Any one of the following
| Passport |
Aadhaar Card |
Driving License |
| Voter ID |
GOI issued Photo ID |
Govt Employee ID |
|
| Proof of Address |
Any one of the following
| Aadhaar Card |
Driving License |
Voter ID |
| GOI Issued Photo ID |
Govt Employee ID |
Electricity Bill |
| Gas Bill |
Telephone Bill
(Land line)
|
Property Tax Receipt |
|
| Date of Birth Proof |
Any one of the following
| Passport |
PAN Card |
Aadhaar Card with DOB |
| Driving License |
Birth Certificate |
SSC Marksheet |
|
| Signature Proof |
Any one of the following
| Passport |
PAN Card |
Banker's verification |
| Notarized affidavit with ID & Address proof (not applicable
for financial applicant)
|
|
| Proof of Income |
Any one of the following
| Salaried |
Self Employed |
- 3 months pay slip
- 6 months pay slip/2 yrs bonus
proof (in case of variable pay)
- 6 months bank statement
showing salary credits
- 2 yrs Form 16 (or employment continuity proof)
- For NRI Salaried-
- 3 month pay slip
- Appointment letter/contract letter
- Continuos Discharge Certificate for Shipping cases
- 6 month Domestic NRE/NRO a/c statement
- 6 month international salary a/c statement
- Overseas credit report
- Valid visa copy/OCI card
- Passport copy
- POA details
|
- 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA seal and sign
- For Asha HL - 1 yr ITR, Computation of Income, P&L, Balance sheet with CA seal and sign
- Tax Audit Report (If Gross Turnover Exceeds Rs 1 Cr or Gross Receipts Exceeds 25 Lac)
- 6 months bank statements of personal and business accounts
- If ITR is filed without digital sign - CPC and tax paid challan
- Business continuity proof (3 yrs for HL / 5 yrs for LAP)
|
|
| For Balance Transfer
/ Takeover of Loan
from other bank /
financial institution
|
- 12 months loan account statement with latest outstanding letter
- Existing loan details and 6 months bank statement from where EMI is deducted
|
| Lease Rental
Discounting
|
- 6 months bank statement where rent is credited
- Registered valid lease agreements
- 2 yrs ITR, Computation of Income, P&L, Balance sheet with CA
seal and sign
- 1 yr 26 AS
- If Partnership firm - Partnership deed, 2 yrs audited financials,
operative account, KYC, partnership authority letter
|
| For applicants who
are Partners in a
Firm / Directors in a
Company
|
| Partner / Partnership Firm |
Director of a Company |
- Partnership Deed, List of
Partners, NOC as per Axis Bank
format
- Partnership firm's audited ITR
along with complete financials
- Partnership authority letter on
letterhead of the Firm signed
by all partners in case Firm to
stand as guarantor
|
- For the company - 2 yrs ITR,
Computation of Income, P&L,
Balance sheet with CA seal
and sign
- Tax Audit Report (Where Gross
Turnover Exceeds Rs 1 Cr or
Gross Receipts exceeds 25 Lac)
- Board Resolution (if Company
is applicant) as per Axis bank
format
- Certificate of Incorporation,
MOA and AOA
- DIN of all Directors, Board
Resolution if Company (as per
Axis bank format)
- Latest Share Holding Pattern
duly signed by Company
secretary/List of Directors
|
|
| Other Important
Documents and
Checks
|
- Completely filled and duly signed application form along with
all applicants latest passport size photo
- Aadhar card is mandatory for Credit Linked Subsidy Scheme
(PMAY) applicants
- PAN card is mandatory for all financial applicants
- Processing Fee and CERSAI cheques
- Self-attestation of borrowers on all documents submitted
|
