|Standard Joining Fee
|Standard Annual Fee
|Standard Add-on Card Joining Fee
|Standard Add-on Card Annual Fee
|Finance Charges (Retail Purchases & Cash)
||3.40% per month (49.36% per annum)
|Cash Withdrawal Fees
||2.5% (minimum Rs. 500) of the Cash Amount
|Fee for Cash Payment
|Card Replacement (lost or stolen or re-issue)
|Emergency Card Replacement Fee when overseas (through VISA)
||As per VISA Global Customer Assistance Services (GCAS).
|Surcharge on purchase or cancellation of Railway Tickets
||As prescribed by IRCTC/Indian Railways
|Fuel Transaction Surcharge
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
|Foreign Currency Transaction Fee|| 3.50% of the transaction value|
|Mobile Alerts for Transactions|| Waived|
|Hotlisting Charges|| NIL|
|Balance Enquiry Charges|| Waived|
Charges Structure is subject to change from time to time at sole discretion of Axis Bank.
As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.