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Loans

Pre-owned Car Loan

Easy funding to get the car you want

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Loan Amount

Minimum - Rs. 1,00,000
Maximum - Upto 90% funding of the valuation amount

Complete Transfer Support

Pan India tie-up with dealers for full support

Maximum Tenure

5 years

Low Interest Rates

Starting at just 15%

Features and Benefits

Eligibility

  • Minimum 21 years of age
  • Maximum 70 years of age at maturity (conditions apply)
  • Minimum Net Annual Salary of Rs. 2,40,000 p.a. for all approved car models
  • Income eligibility based on latest salary slip and Form 16
  • Minimum of 1 year continuous employment
  • Minimum 18 years of age
  • Maximum 75 years of age at loan maturity
  • Minimum Net Annual Business income of Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others.
  • Income eligibility based on latest Income Tax Returns
  • Minimum 3 years of employment in the same line of business
  • Minimum Net Annual Business income or Rs. 1,80,000 p.a. for selected models and Rs. 2,00,000 p.a. for others
  • Income eligibility based on latest 2 years. Income Tax Returns and audited financials of 2 years along with computation of income
  • Minimum 3 years of employment in the same line of business
Use the Car Loan eligibility calculator to find out whether you can avail of auto finance.

Keep your documents ready

  • Age proof
  • ID proof
  • Application form.
  • Photograph
  • Residence proof
  • Income proof
  • Bank statement
  • Signature verification proof
  • Car Valuation report
  • RC copy in case of refinance
Post-sanction, Pre-disbursement Documentation:
  • Loan Agreement duly signed along with RTO set
  • Standing Instructions (SI) Request/ECS Form/Post Date Cheques (PDCs) – Security Cheques are required for SI and ECS

All of the above is subject to terms and conditions

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