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Axis Bank Home Loans


Shubh Aarambh Home Loan

4 EMIs WAIVED EVERY 4 YEARS*

12 months waived off

4 EMIs waived off at the end of the 4th, 8th & 12th year

Balance transfer facility

Transfer an existing home loan to Axis Bank without any hassle and avail this facility

PMAY Benefits

Option to avail government aided interest benefit on qualifying under Pradhan Mantri Awas Yojana criteria

For Home Loans Upto Rs. 30 Lakh

Exclusively for Home Loans upto Rs. 30 Lakh

Features and Benefits

Eligibility

  • Minimum loan tenure of 20 years at the time of disbursement
  • Maximum loan upto Rs.30 Lacs
  • Clean track record during the life of the loan i.e. (a) Not more than 3 instances of any customer dues pending for 30 days and above (b) No instance of any customer dues pending for 90 days and above
  • Loan should be live for the minimum stipulated period of 48 months from the date of disbursement to avail waiver benefit
  • Salaried and Self employed customers are eligible
  • No penal interest / other charges to be due from borrower. The waiver to be passed on only when all additional dues are cleared

 

CHECK YOUR BORROWING LIMITS

  • Minimum Limit – Rs. 1,00,000
  • Maximum Limit – Rs. 30,00,000

Keep your documents ready

Document Needed Salaried Self Employed
Proof of identity Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Proof of Income Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
-and-
Last 6 months bank statement/Passbook of the salary account
IT- returns for the last 2 years along with computation of income certified by CA
-and-
Last 6 months Bank statement for operative account both personal and business.
Proof of Residence Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/

(Not more than 2 months old), Passport/Aadhar card/ Voter ID/ Driving  License.



WHAT'S NEW ?

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Earn Interest Up To 6.85% & 7.35% for Senior Citizens

Get higher returns with Axis Bank Fixed Deposits

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Working Capital Loans for a business with big dreams

Avail loans with No commitment charges

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Personal Loans from Axis Bank
with no foreclosure charges.

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