| Business Vintage |
Minimum of 2 years in current profession |
| Turnover |
Minimum 30 lakhs to Maximum of 15 crs |
| Age |
Minimum 24 years at the time of loan application
Maximum 70 years at the end of loan tenure |
| Residence/Office Stability |
- Either office or residential property should be owned
- In case of rented accommodation, residence stability should be of at least 12 months, not applicable if shifted to owned house
- Office stability should be of at least 24 months
|
| Minimum Income |
- In case of individuals, minimum income to be of 2.5 lakhs as per ITR for last 2 years
- In case of non-individuals, minimum cash profit should be Rs 3 lakhs for last 2 years
|
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