Fixed Deposits Open FD

Domestic Fixed Deposits

Domestic General
(1Yr 25 days < 1Yr 5 days)
6.40%
Less than 2Cr
6.40%
2Cr to Less than 5Cr

Domestic General
(2Yr < 30Mts)
6.50%
Less than 2Cr
6.50%
2Cr to Less than 5Cr

Domestic Sr. Citizen
(1Yr < 1Yr 5 days)
7.05%
Less than 2Cr
7.05%
2Cr to Less than 5Cr

Domestic Sr. Citizen
(2Yr < 30Mts)
7.15%
Less than 2Cr
7.15%
2Cr to Less than 5Cr

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NRE
(1Yr days < 1Yr 5 days)
6.40%
Less than 2Cr
6.40%
2Cr to Less than 5Cr

NRE
(2Yr < 30Mts)
6.50%
Less than 2Cr
6.50%
2Cr to Less than 5Cr

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Loans

Home(Floating)
Upto 9.40% p.a Know More
Loan Against Property (Floating)
Upto 12.35%* p.a Know More
Personal
15.5% - 24% Know More
New Car
9.25% - 11.50%Know More

MCLR
- Tenor
- MCLR %
- Overnight
- 7.80%
- One month
- 7.80%
- Three month
- 8.00%
- Six month
- 8.10%
- One year
- 8.15%
- Two year
- 8.25%
- Three year
- 8.30%
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Savings Account
3.5% - 6%Know More
Foreign Currency Exchange Rate
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Unsecured Dropline Overdraft - Eligibility

Business Vintage	Minimum of 2 years in current profession
Turnover	Minimum 30 lakhs to Maximum of 15 crs
Age	Minimum 24 years at the time of loan application Maximum 70 years at the end of loan tenure
Residence/Office Stability	Either office or residential property should be owned In case of rented accommodation, residence stability should be of at least 12 months, not applicable if shifted to owned house Office stability should be of at least 24 months
Minimum Income	In case of individuals, minimum income to be of 2.5 lakhs as per ITR for last 2 years In case of non-individuals, minimum cash profit should be Rs 3 lakhs for last 2 years

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