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Credit Cards

MY Choice Credit Card

Design your own card and get the best out of every transaction

Your Choice

Customise features and benefits according to your spending and saving needs

Design Your Card

Customise your card with an image of your choice or choose from our gallery images

5% Cashback

On any 2 of the following: Dining, Fuel, Electronics, Utility Bills, Travel and Supermarkets

High Security

Unrivaled safety with EMV certified chip credit card

Features and Benefits

My Choice Credit Card Charges
Joining Fee Rs. 250/-
Annual Fee

1st Year:

2nd Year onwards:

Nil

Rs. 250

Image Card Fee Rs. 150/-
Add-on Card Joining Fee Nil
Add-on Card Annual Fee Nil
Add-on Image Card Fee Rs. 150/-
Card Replacement Fee

Image Card:

Other Card:

Rs. 150/-

Nil

Fee for Cash Payment Rs. 100/-
Duplicate Statement Fee Waived
Chargeslip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Mobile Alerts for Transactions Free
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Finance Charges (Retail Purchases & Cash) 3.25% per month (46.78% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount
Overdue Penalty or Late Payment Fee
  • Nil if Total Payment Due is upto Rs. 100
  • Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300
  • Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000
  • Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000
  • Rs. 600 if Total Payment Due is between Rs. 5001 - Rs. 20000
  • Rs. 700 if Total Payment Due is Rs. 20001 and above
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500)
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Foreign Currency Transaction Fee 3.50% of the transaction value
Reward Point Redemption fee NIL
Service Tax As per existing Government norms

WHAT'S NEW ?

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DON'T LET FINANCES BOTHER YOUR LOVE FOR TRAVEL

Personal Loans from Axis Bank
with no foreclosure charges.

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Here's a quick guide to the recent  RBI Directive on Demonetization

Read all Demonetisation related
general instructions here

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NOW ENJOY YOUR COFFEE, CASHLESS!

Register on lime wallet through CCD app and get a cappuccino free*

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INTRODUCING EXPRESSINVEST

Access schemes from over 10 MF houses in less than 10 minutes at 0 brokerage.

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