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Credit Cards

MY Choice Credit Card

Design your own card and get the best out of every transaction

Your Choice

Customise features and benefits according to your spending and saving needs

Design Your Card

Customise your card with an image of your choice or choose from our gallery images

5% Cashback

On any 2 of the following: Dining, Fuel, Electronics, Utility Bills, Travel and Supermarkets

High Security

Unrivaled safety with EMV certified chip credit card

Features and Benefits

My Choice Credit Card Charges
Joining Fee Rs. 250/-
Annual Fee

1st Year:

2nd Year onwards:

Nil

Rs. 250

Image Card Fee Rs. 150/-
Add-on Card Joining Fee Nil
Add-on Card Annual Fee Nil
Add-on Image Card Fee Rs. 150/-
Card Replacement Fee

Image Card:

Other Card:

Rs. 150/-

Nil

Fee for Cash Payment Rs. 100/-
Duplicate Statement Fee Waived
Chargeslip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Mobile Alerts for Transactions Free
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Finance Charges (Retail Purchases & Cash) 3.25% per month (46.78% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount
Overdue Penalty or Late Payment Fee
  • Nil if Total Payment Due is upto Rs. 100
  • Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300
  • Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000
  • Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000
  • Rs. 600 if Total Payment Due is between Rs. 5001 - Rs. 20000
  • Rs. 700 if Total Payment Due is Rs. 20001 and above
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500)
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Foreign Currency Transaction Fee 3.50% of the transaction value
Reward Point Redemption fee NIL
GST As per existing Government norms


WHAT'S NEW ?

Burgundy Cake

Enjoy complimentary cake on your birthday

and up to 25% off* at select restaurants with Axis Bank Premium Cards

MAKE A RESERVATION

New Credit Card

Rs. 200 BookMyShow Voucher

& 10% Off* on Myntra, BookMyShow & more with Neo Credit Card. T&C.

APPLY NOW

Mutual-funds

When it comes to investing, simple is better

Register instantly. Find a Mutual Fund. Invest online

BUY NOW

Personal Loan Zero charges

Get Axis Bank Personal Loan

Starting from Rs. 50 thousand to Rs. 15 Lakhs

APPLY NOW


ALL CARDS

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