Home Loan Interest Rates

You can start the process of applying for an Home Loan in any of the following three ways:

• Online by clicking here For Home loan
• In person at any Axis Bank Loan Center. To find the one closest to you, please click here for find the one closest to you
• By calling our Call Center at any of these numbers click here For calling our Call Center at any of these numbers
• SMS Home to 5676782

Yes! You can avail of an Axis Bank Home Loan from for any of the following:

• Purchase of a home.
• Construction of a home.
• Home repairs.
• Home improvements.
• Home extension

Among the multiple factors that Axis Bank considers in determining Home Loan eligibility are:

• Income of all applicants.
• Age of the primary applicant.
• Number of dependents that the applicants have to support.
• Assets and liabilities of the applicants.
• Stability and continuity of the primary applicant's occupation.

To check your eligibility online, please click here for check your eligibility online .

Yes! Axis Bank offers both Fixed and Floating rates as explained below:
Fixed Home Loan rates: The rate of interest applicable for the Home Loan is fixed throughout the term of repayment of Loan. Floating Home Loan rates: The rate of interest applicable for the Home Loan changes with change in the Bank's Base Rate/ Repo Rate.

For more details on interest rates offered by Axis Bank , please click here For more details on interest rates offered by Axis Bank

The Home Loan floating rate will change when either of below rate changes:

• Repo Rate change on the reset date for loans sanctioned from 1st October’19
• Axis Bank's Marginal cost of lending rate (MCLR) change on the reset date for loans sanctioned from 1st April, 2016
• Axis Bank's Base Rate (BR) for loans sanctioned from 1st July, 2010
• Axis Bank's Mortgage Reference Rate (MRR) for loans sanctioned before 1st July, 2010

Axis Bank reassesses the BR and MRR from time to time after considering numerous factors including the cost of funds, cost of operations, prevailing interest rates, and provisioning requirements.