Current Account – Normal

Account specifically meant for Retailers & SME's

Fees & Charges - Normal Current Account

NEFT / RTGS / IMPS transactions (Outward)
NEFT - from branch (in Rs.)	Up to 10,000 - 2.50/- per txn 10,001 to 1 lakh - 5/- per txn 1 lakh to 2 lakhs - 15/- per txn Above 2 lakhs - 25/- per txn
NEFT/RTGS - other digital channels	Free
RTGS - from branch (in Rs.)	2 Lakhs to 5 Lakhs - 25/- per txn 5 Lakhs and above - 50/- per txn
IMPS fund transfer (in Rs.)	Upto 1,000 - 2.50/-per txn 1,000 to 1 Lakhs - 5/- per txn 1 Lakhs to 5 Lakhs – 10/- per txn
NEFT/ RTGS/ IMPS inward transactions	Free

Charges related to your account
Charges for Non-Maintenance (in Rs.)	700 if MAB>=75% & 1000 if MAB<75%
Cash Deposit - Home & Non-Home Branch (Combined) Charges (Min 50 per txn,in Rs.)	2 lacs- 3 lacs: 4/1000; Above 3 lacs: 5/1000
Monthly Service Charge (in Rs.)	150 per month
Business Classic Debit card issuance and annual fees (in Rs.)	250 and 250
Business Platinum Debit card issuance and annual fees (in Rs.)	500 and 500
Business Supreme Debit card issuance and annual fees (in Rs.)	1000* and 1000*
Cheque Returns (Inward) - Issued by Customer (in Rs.)	1st two returns for the month – Rs 550/-; 3rd return onwards for the month – Rs 750/-
Cheque Returns (Outward) - Deposited by Customer (in Rs.)	1st return for the month – Rs 50 2nd return onwards for the month – Rs 100
Recycler/Cash Deposit Machine Convenience charges (Applicable on cash deposit in Cash Deposit Machines (CDM) post office hours on working days and entire day on National/State holidays)	Rs 50 per transaction exceeding Rs 15,000 per month either single or multiple transaction
ECS (Debit)Returns (in Rs.)	1st return for the month – Rs 500/- ; 2nd return onwards for the month – Rs 550/-

Click here to know the detailed Schedule of charges.

Individuals & Sole Proprietorship Entities

Account for registered small businesses, entities, etc which are owned & Operated by individuals

Others:

Account for Pvt. Limited, Partnership, Public limited, etc.

Starting December 1st, all toll payments on national highways must be made via FASTag collection system, aimed to make...