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Get the Full Power Digital Current Account using video KYC in 4 easy steps
The Video KYC feature brings the world of banking to your home
- 1
PAN and Aadhaar verification
- 2
Fill your personal details
- 3
KYC verification via video call
- 4
Fund your account
- Open Now
Availability of Video KYC Agents on business days: 9.00 AM - 8.00 PM

Get the Current Account that best suits your business
Our Full Power Digital Current Account for Individuals comes with the
following features:
- Full Power Digital Current Account for Individuals
- Contactless account opening
- Zero document upload
- No service charge
- Avail 250+ banking services
- 1% cashback on E-debit card
- Upto 50% cashback through Grabdeals
-
Terms & Conditions - Digital Current Account
Basic Service Fees
MAB to be maintained(Metro & Urban Branches) Rs 15,000 MAB to be maintained(Semi-Urban & Rural Branches) Rs 7,500 Monthly home branch and non-home branch cash deposit allowed per month Upto Rs 1 lac Monthly service charge 50/month NEFT - from branch (in Rs) Up to 10,000 - 2.50/- per txn
10,001 to 1 Lakh - 5/- per txn
1 Lakh to 2 Lakhs -15/- per txn
Above 2 Lakhs - 25/- per txn
NEFT/RTGS - other digital channels Free RTGS - from branch (in Rs) 2 Lakhs to 5 Lakhs - 25/- per txn
5 Lakhs and above - 50/- per txnIMPS fund transfer (in Rs) Upto 1,000 -2.50/-per txn
1,000 to 1 Lakhs - 5/- per txn
1 Lakhs to 5 Lakhs – 10/- per txnInward transactions Free Cheque Book issuance Free DD/PO issuance (Min. Rs 50 & Max. Rs 5000) Free Signature Verification Certificate Rs 50 per verification Certificate of Balance for Current Year Free Certificate of Balance for Previous Year Rs 200 Duplicate Account Statement from branch Rs 100 per statement Virtual Debit Card Issuance fee Rs 500 Virtual Debit Card Annual fee Rs 500 per year Business Classic Debit Card Issuance fee Nil Business Classic Debit Card Annual fee Nil Penal charges for Non-maintenance of Monthly Average Balance 600 if MAB>=75% & 900 if MAB<75% Penal charges cheque return (Issued by customer) Rs 500 per instrument Penal charges cheque return (Deposited by customer) 1st return for the month – Rs 50
2nd return onwards for the month – Rs 100Account closing charges within less than 14 days Nil Account closing charges within 15 days to 1 year Rs 500 Account closing charges more than 1 Year Rs 500 Click here for more information