Current Account

Open a Current Account
for Individuals
at your convenience!

Get your Full Power Digital Current Account
with just PAN + Aadhaar + Video KYC.

Open Now
Current Account

Get the Full Power Digital Current Account using video KYC in 4 easy steps

The Video KYC feature brings the world of banking to your home

  • 1

    PAN and Aadhaar verification

  • 2

    Fill your personal details

  • 3

    KYC verification via video call

  • 4

    Fund your account

    • Availability of Video KYC Agents on business days: 9.00 AM - 8.00 PM
  • Open Now
video KYC

Get the Current Account that best suits your business

Our Full Power Digital Current Account for Individuals comes with the
following features:

  • Full Power Digital Current Account for Individuals
    • Contactless account opening
    • Zero document upload
    • No service charge
    • Avail 250+ banking services
    • 1% cashback on E-debit card
    • Upto 50% cashback through Grabdeals
    Open Now

  • Current Account Fees & Charges

    Basic Service Fees
    MAB to be maintained(Metro & Urban Branches) Rs 10,000
    MAB to be maintained(Semi-Urban & Rural Branches) Rs 5000
    Monthly home branch and non-home branch cash deposit allowed per month Upto Rs 1 lac
    Monthly service charge Nil
    NEFT/RTGS/IMPS Transactions (Outward)
    NEFT - from branch (in Rs) Up to 10,000 - 2.50/- per txn
    10,001 to 1 Lakh - 5/- per txn
    1 Lakh to 2 Lakhs -15/- per txn
    Above 2 Lakhs - 25/- per txn
    NEFT/RTGS - other digital channels Free
    RTGS - from branch (in Rs) 2 Lakhs to 5 Lakhs - 25/- per txn
    5 Lakhs and above - 50/- per txn
    IMPS fund transfer (in Rs) Upto 1,000 -2.50/-per txn
    1,000 to 1 Lakhs - 5/- per txn
    1 Lakhs to 2 Lakhs - 15/- per txn
    Inward transactions Free
    Charges
    Cheque Book issuance Free
    DD/PO issuance (Min. Rs 50 & Max. Rs 5000) Free
    Signature Verification Certificate Rs 50 per verification
    Certificate of Balance for Current Year Free
    Certificate of Balance for Previous Year Rs 200
    Duplicate Account Statement from branch Rs 75 per statement
    Virtual Debit Card Issuance fee Rs 500
    Virtual Debit Card Annual fee Rs 500 per year
    Business Classic Debit Card Issuance fee Nil
    Business Classic Debit Card Annual fee Nil
    Penal charges for Non-maintenance of Monthly Average Balance Rs 750 if MAB>=50% & Rs 1,200 if MAB<50%
    Penal charges cheque return (Issued by customer) Rs 500 per instrument
    Penal charges cheque return (Deposited by customer) Rs 100 per instrument
    Account closing charges within less than 14 days Nil
    Account closing charges within 15 days to 1 year Rs 500
    Account closing charges more than 1 Year Rs 500

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