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Axis Bank Home Loans

Empower Home Loan

To get 3 guaranteed rate reductions, maintain a good
repayment track record for home loan EMIs

 

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Assured Rate Reductions

3, on maintaining a good repayment track for 24, 36 and 60 months

No Prepayment Charges

No extra charges on early closure

Balance Transfer Facility

Transfer an existing home loan to Axis Bank without any hassle

Loan Amount

Minimum - Rs. 10,00,000
Maximum - Rs. 1,50,00,000

Features and Benefits

Sr. No Loan amount (Rs.) MCLR + Mark Up
Effective Rate of Interest
1 All Loan Amounts MCLR + 1.00% 10.15% p.a
Marginal Cost Based Lending Rate (MCLR) - 9.15%
MCLR Reset frequency for Home Loans - Half Yearly
Base Rate - 9.35%
Customers who have availed disbursement or received a sanction prior to March 31, 2016 will continue to operate on base rate. Existing customers can get in touch with our customer care, if they wish to switch to MCLR.

Description of charges Amount (Rs.)
Processing fees Upto 1% of the loan amount subject to minimum of Rs. 10,000/-
Default Interest rate @24 % per annum, 2% per month
Repayment Instruction / Cheque Return charges Rs. 500 Per Instance
Cheque / Instrument Swap Charges Rs. 500 Per Instance
CERSAI Charges

Rs. 50/- For Loans Upto 5 Lakhs

Rs 100/- For Loans above 5 Lakhs
Duplicate Statement issuance charges Rs. 250 Per Instance
Duplicate Amortization Schedule issuance charges Rs. 250 Per Instance
Duplicate interest certificate (Provisional/Actual) issuance charges Rs. 250 Per Instance
Issuance charges for Photocopy of title documents Rs. 250 Per document set
Charges in customer initiated requests for copies of documents Rs. 250 Per document set
Prepayment charges including part prepayment for floating rate loan NIL
Equitable mortgage creation charges As applicable in the State
Credit Bureau report issuance charges Rs. 50 Per instance

* Service Tax as applicable will be levied

**The rates are subject to change without prior intimation, Please visit www.axisbank.com or contact nearest Axis Bank Loan Centre to get the latest charges schedule







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